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Payments by debit card create a win-win for everyone: Your customers get the ease and convenience of a simple "swipe." You get added revenue.
The key is reliability. If the payment services network goes down, or if the customer doesn't trust the accuracy of the transaction, the benefit diminishes.
ACCEL/Exchange® from Fiserv eliminates these worries. This leading debit payments network provides your cardholders with anytime, anywhere access to their funds at ATMs and POS locations, with the security of a PIN-based transaction. More importantly, our payments network has a successful 35+ year history as an innovator in the payment systems industry, and is known for delivering a unique combination of access, performance and value.
This payments network offers you and your customers:
- Around-the-clock network switch availability – and unrivaled system reliability and transaction authorization rates
- An expansive national debit card and ATM network covering all 50 U.S. states, U.S. territories and Canada. Network cardholders can also use their ATM and debit cards to make purchases with a "cash back" option at retailers nationwide, and pay bills online
- Value-added network services including our surcharge-free options, deposit-accepting program, card alert risk management, and the Education Exchange college grant program
- Marketing strategies and materials to assist you in promoting debit card payments over cash and check payments
Through the solutions we deliver to maximize debit card interchange, the payments network becomes a non-interest income growth engine for members.
Tight-as-a-drum payment services managementACCEL/Exchange features an innovative governance structure comprised of financial institutions representing a cross-section of network members. An advisory council establishes the strategic and tactical goals for the payments network, and is directly involved in pricing, security and operating rules decisions.
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