BEST-IN-CLASS Capabilities

NYDIG

Seamlessly offer innovative digital asset products to your accountholders through our partnership with NYDIG, a world-class digital asset platform that integrates custody and execution while providing a frictionless experience.

KEY FEATURES

Bitcoin account enablement

Empower accountholders with trading systems that allow the purchase, sale and safe storage of bitcoin. This 24/7 service integrates into your digital banking front-end for a frictionless end-user experience.
Secure custody and execution

Securely store assets at NYDIG’s regulated, audited and insured custodian, built from the ground up for financial institutions. All assets are stored in a 100% cold storage solution.
Rewards and loyalty programs

Differentiate your loyalty and rewards programs by offering cash rewards or points paid in bitcoin within your existing card infrastructure.
Enhanced interest payments

Allow accountholders to receive interest payments in bitcoin, providing passive earning opportunities and an in-demand feature to users holding deposit accounts.

Crypto innovation to drive engagement

Compete with third parties and boost user engagement while earning transaction fee revenue, keeping accountholder funds in-house.

Offer air-gapped private key management that largely eliminates cyber risks and leverage NYDFS-licensed subsidiaries providing custody and execution.

Attract new accountholders with a unique offering that seamlessly integrates with existing card programs.

Grow deposits with new and existing corporate accountholders, and offer frictionless access with simple signups and easy bitcoin conversions.

Consumers want bitcoin solutions delivered by their financial institution. Fiserv in partnership with NYDIG can help.

Nearly

60%

of Gen Z and millennial consumers want their bank or credit union to hold crypto¹

81%

of crypto aware and curious customers are interested in buying crypto through their financial institution²

71%

of bitcoin holders would switch financial institutions for one that offered bitcoin products³

1 - Source: Expectations & Experiences: Fintech Adoption, Fiserv, December 2021
2 - Source: “The Crypto Phenomenon: Consumer Attitudes & Usage,” Visa, July 2021
3 - Source: NYDIG "Bitcoin + Banking" Survey, Jan 2021

Discover insights related to bitcoin solutions

POINT OF VIEW PAPER

Three cryptocurrency actions for financial institutions

Research shows consumers are interested in holding cryptocurrency with their financial institutions. Read our POV paper to understand how financial institutions can fit into this emerging environment.