Mortgage Momentum

Overview

Mortgage Momentum^SM from Fiserv is an innovative approach that empowers the mortgage lending process from marketing and origination all the way to secondary markets and loan servicing. We're invested in every phase of this approach and offer products and services to meet the needs of lenders and consumers throughout the value chain.

Mortgage Momentum addresses the five phases of a successful lending program through a single platform, streamlining management for lenders. These areas include:

•  Attract: Positioning lenders to attract borrowers through an intelligent, streamlined and intuitive mortgage process, enabling them to compete with large online mortgage providers

• Approve: Leveraging digital expertise to verify loan information and eliminate manual, inefficient workflows. Digital underwriting systems are further complemented with an internal workflow to mitigate lender risk

• Deliver: Providing an efficient, compliant and cost-effective way to deliver complete loan packages electronically for loan boarding and investor sales, eliminating the inefficiency of in-person and in-branch activities

• Optimize: Covering the secondary market through which financial institutions optimize their portfolios for increased returns. Leveraging the future of machine learning and artificial intelligence to surface the work necessary to support sound balance sheet practices

• Service: Covering the servicing and ultimate payoff of mortgages that the lender chooses to hold in their portfolio. Nurturing the relationship of the initial transaction to support long-term, complex financial services needs