Solution Set

Real-Time Payments

Grow revenue, meet consumer expectations and enhance engagement with the industry leader in real-time payments

A GLOBAL LEADER IN PAYMENTS

Convenient, secure, real-time


Increasing demand for real-time payments affects nearly every payment service, experience and system in place today. Meet business and consumer expectations with comprehensive, secure solutions.

  • Network connectivity icon

    A single integration point provides access to a growing list of use cases and payment networks.

  • Mobile banking icon

    Anytime, anywhere access to funds that are in step with the way people manage their financial lives.

  • Network Security icon

    Powerful risk management tools and protocols help to protect organizations and consumers.

Are you real-time ready?

SOLUTIONS IN USE

Understand the benefits real-time payments can offer your business

Modernize your payments infrastructure

Digital transformation starts with a real-time payments infrastructure

 

Modernize your payment processing platforms to pave the way for real-time payment and information flows

NOW® Gateway

Gain a connection point for real-time delivery and a foundation for powerful real-time payments applications.

Enterprise Payments Platform

Simplify your payments infrastructure and build a resilient foundation for effective digital transformation.

Payments Exchange

Simply, securely and efficiently process real-time payments and complete end-to-end wire transfers on a web-based platform.

Support real-time account access

Support bill pay, person-to-person payments, account-to-account transfers and credit push payments

 

Meet consumers’ growing demand for fast access to assets and credit with a variety of real-time options.

CheckFree® NextSM

Simplify the bill pay experience and deliver in-demand services through intuitive suggestions, innovative capabilities and increased automation.

Turnkey Service for Zelle®

Meet demand for P2P payment services for consumers and small businesses while reducing complexity, accelerating time to market and managing risk.

TransferNow®

Add easy, secure account-to-account transfer options to P2P and bill pay services to become a destination hub for consumer money movement.

Mitigate fraud, risk and threats

Prevent financial crime in real time

 

Improve financial crime detection and prevention, reduce false positives, optimize efficiency and enhance customer satisfaction.

Payment Fraud Manager

Reduce risk with a real-time, cloud-native fraud detection and prevention solution that leverages predictive scoring from machine learning and custom rules.

AML Risk Manager

Leverage machine learning, behavioral analytics and risk scoring to effectively detect and manage money laundering risk and increase operational efficiencies.

Cybersecurity Solutions

Secure your IT infrastructure from increasingly sophisticated attacks, with affordable, layered detection and response capabilities.

Learn more from client stories


Woman holding phone and bill Woman holding phone and bill

Bethpage Federal Credit Union

Move money faster and bring in more deposits 

Download client story

We can bring speed to market for all emerging payments capabilities. It’s exciting to see the technology work so seamlessly because that creates more possibilities for members.”

Michael Curran

Assistant Vice President, Digital, Bethpage Federal Credit Union


Discover insights on real-time payments

 

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Fiserv helps connect financial institutions to instant payments with FedNow®

Interest in instant payments isn't slowing down. How Fiserv has helped connect financial institutions with the FedNow Service. 
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Enabling powerful, reliable real-time payments

Millions of new NOW network endpoints encourage the flow of data, connecting people and information to endless possibilities.
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Aligning services with consumer expectations

Meet the growing demand for convenient, personalized, real-time payments with services that align with the way consumers live their lives today.
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Seamless connections to real-time networks 

With multiple options for connectivity to the FedNow® Service and RTP® Network, our real-time solutions are designed to fit your unique needs.
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Ready to get started?

Contact us to find out more