We believe it is important that your customers can pay their way. That is why EMS offers a wide range of payment methods. So your customers can always pay with the debit card, credit card or mobile wallet of their choice. We also offer the most common payment methods for online stores and the major international credit cards if you sell across the border.
Take a look at our competitive fees below. It pays off.
The Domestic rate is for cards from the Netherlands; the International rate is for foreign cards.
Visa Debit is the successor to V PAY. From 2023, Dutch banks started issuing these new payment cards.
Debit Mastercard is the successor to Maestro. From 2023, Dutch banks started issuing these new payment cards.
Transaction fees for your shop
| Payment Method | Cost per transaction | |
|---|---|---|
 | Maestro Domestic | € 0,074 |
 | V PAY Domestic | € 0,069 |
| Maestro International | 1,50% + € 0,005 |
| V PAY International | 1,50% |
 | Debit Mastercard Domestic | € 0,074 |
 | Visa Debit Domestic | € 0,069 |
| Debit Mastercard International | 1,50% + € 0,005 |
| Visa Debit International | 1,50% |
| Mastercard creditcard** | 1,20% + € 0,005** |
| Visa creditcard** | From 1,20% ** |
 | Bancontact | € 0,15 |
 | American Express | 1,90% |
 | Union Pay & JCB | 2,95% |
 | Diners & Discover | 2,95% |
 | Google Pay & Apple Pay | Depending on the payment card |
** The fees shown for Visa and Mastercard credit cards are for Consumer Domestic Credit.
Additional fees
| Service | Costs |
|---|---|
| Monthly Service Fee: physical location | € 8,75 |
| Monthly Service Fee: webshop | € 9,95 |
| Online Reporting tool My EMS | Gratis |
| Return payment debit | Equal to transaction fee |
| Return payment credit | Equal to transaction fee |
| Minimum fee per credit card transaction | € 0,41 |
| PCI Compliance Fee (if applicable) | € 49,95 |