BEST-IN-CLASS Capabilities

Lending


Adapt to evolving financial behaviors with lending solutions that cater to every stage of the purchase journey, from pre-purchase cash advances to at-purchase installment options at the point of sale to post-purchase loan integrations. Tailored lending offerings from Fiserv address the growing demand for flexible payment options, driving value and exceeding customer expectations. 

KEY FEATURES

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    Provide customers with instant access to short-term funds through their checking accounts, offering financial flexibility and peace of mind before making purchases.

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    Empower customers with the option to pay in installments at checkout, enhancing affordability and creating a more enjoyable and manageable spending experience.

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    Offer transparent and convenient post-purchase loan options that integrate into existing retail or general-purpose credit card portfolios, providing customers with flexible repayment solutions.

Tailored lending delivers flexibility


01

Meet unique needs
Create a personalized lending experience that fosters better financial outcomes and offers customers flexible and customizable lending terms tailored to their unique financial needs.


02

Integrate with ease
Seamlessly integrate lending solutions into your mobile and web platforms, allowing customers to manage loans effortlessly. Customize offers based on customer behaviors, enhancing engagement.


03

Innovate and customize
Exceed expectations and build engagement through tailored lending products that address your customers’ needs.

Use Cases

Learn more about additional Issuer solutions
 

Commercial Card Solutions

Deliver secure and efficient commercial card programs to meet the evolving needs of businesses.

Digital Channels

Deliver intuitive access points to interact with your consumers across web, mobile and digital wallets to drive engagement.

Digital Communications

Offer omnichannel communications that deliver clear, targeted messages to keep customers informed and empowered.

Card Fraud & Risk

Safeguard customers’ information with state-of-the-art tools and AI technologies to detect, prevent and manage fraud.

Healthcare

 Enable a full suite of consumer-directed health solutions, including HSA, FSA and HRA products.

Card Data & Insights

Gain insights into customer behavior, enabling personalized services and proactive issuer resolution.

Customer Loyalty

Create holistic relationships through a differentiated loyalty solution supported by a fast, flexible platform.

Credit Card Payments

Facilitate seamless, secure customer payments to make it easy for people to manage their accounts.

Service Management

Ensure customer needs and expectations are met or exceeded through consistent, high-quality processes and services.
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Ready to get started?

Contact us to find out more