BEST-IN-CLASS Capabilities

Lending


Adapt to evolving financial behaviors with comprehensive lending solutions that cater to every stage of the cardholder journey, from pre-purchase cash advances and at-purchase installment options to seamless post-purchase loan integrations. Tailored lending offerings from Fiserv address the growing demand for flexible payment options, driving value and exceeding cardholder expectations.

KEY FEATURES

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    Provide cardholders with instant access to short-term funds through their checking accounts, offering financial flexibility and peace of mind before making purchases.

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    Deliver real-time fraud alerts to cardholders through SMS, email or voice notifications – whether managing detection in-house or integrating fraud tools into the call center. 

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    Deploy cyberthreat intelligence analysts to identify high-risk cards sold on the dark web. These real-time insights seamlessly integrate into authorization decision-making processes, bolstering security and mitigating potential threats.

Tailored lending delivers flexibility


01

Meet unique needs
Create a personalized lending experience that fosters better financial outcomes and offers cardholders flexible and customizable lending terms tailored to their unique financial needs.


02

Integrate with ease
Seamlessly integrate lending solutions into your mobile and web platforms, allowing clients to manage loans effortlessly. Customize based on cardholder behaviors, enhancing engagement.


03

Innovate and customize
Meet expectations and build engagement through tailored lending products that address your customers' needs.

Use Cases

Learn more about additional Issuer solutions
 

Commercial Cards

With secure and flexible payment systems, empower businesses to manage cash flow efficiently, enhancing financial operations and supporting overall business growth.

Data & Insights

Real-time information and integrated data solutions to enhance security, streamline efficiency, and elevate user experiences.

Digital Channels

Cutting-edge channels for cardholder account management and secure digital wallet solutions that seamlessly integrating across omnichannel platforms.

Digital Communications

Hyper-personalized, real-time communications solutions that transform interactions through timely, relevant communications.

Fraud & Risk

State-of-the-art technologies and customizable options give card issuers full control over programs designed for the next generation of fraud prevention and risk management.

Healthcare

A unified processing platform, robust web admin portal, flexible authorization tools and multi-pursing capabilities to ensure compliance and streamline operations in healthcare card processing.

Loyalty and Rewards

A platform to create unique, competitive loyalty programs tailored to meet cardholders’ needs, rewarding a variety of actions beyond spending.

Payments

Seamless authorization, posting and settlement of transactions within a card issuer's existing system.

Service Management

Intuitive, purpose-built tools to help institutions streamline processes like disputes and collections management with ease and compliance.
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Ready to get started?

Contact us to find out more